Be Safe and Save on Cyber Monday
The Monday following Black Friday, known as Cyber Monday, has become one of the top shopping days of the year. But like so much else in 2021, not all deals will be just on Cyber Monday. Retail experts predicted that many online shopping activities and special holiday sales started as early as Halloween and may continue during the holiday season.
But online shopping – even on Cyber Monday – has risks. Be careful of misleading advertisements, look-alike websites, and untrustworthy sellers. The following tips will help you shop online this holiday season, so you can achieve the highest savings while keeping your personal information and hard-earned money secure. Be safe and save on Cyber Monday!
Be careful of false advertising and phony websites
If a company is selling the hottest item of the year at a price that seems too good to be true, it probably is. Watch out for false advertising and keep a close eye on the web address in your browser. Scammers love to create lookalike websites that, at first glance, appear to belong to a trusted retailer. Make sure websites use the correct spelling of a business name and have legitimate contact information and customer service numbers.
Shop with reliablesellers on secure sites only
Be wary of businesses you aren’t familiar with. Check their BBB Business Profile on BBB.org, look at the rating, and read customer reviews. Moreover, be sure any web page you purchase from is secure. Secure web addresses begin with HTTPS:// and not just HTTP://. Never put personal or credit card information in forms on non-secure web pages.
Keep your antivirus software up to date
Ensure you have antivirus software installed on your computer or mobile device and that it is updated. This will help you avoid non-secure websites and pop-up phishing scams and help keep your personal information safe.
Price check before you buy
Dozens of online retailers will claim they have the best price on an item, but their offers can be misleading. Do your homework by comparing prices. Remember that the best deal may not be the real deal.
Take advantage of rewards and loyalty programs
Check your credit card rewards program for unique point offers that could add up on Cyber Monday and throughout the holidays. Make purchases using loyalty programs; many significant retailers provide them.
Use your credit card
It’s always best to make online purchases with your credit card. If any shady charges turn up later, you will be able to contest them through your credit card company. Never make purchases with online sellers by giving them prepaid debit cards or wiring them money. Debit cards don’t offer this same protection.
Understand return policies
Online store policies may change for Cyber Monday offers. Read the fine print before you buy. Understand the return or exchange policy for the specific item you would like to purchase. Be aware that stores may not allow returns for “final sale” or “closeout” items. Make sure to get gift receipts, so the recipient can return or exchange the item if necessary.
Watch out for phishing scams
Busy schedules and increased purchases make it easier to miss – and fall victim to – a phishing scam. Look out for undesirable emails, texts, calls, or letters. These messages may claim you have a gift waiting for you or that there is a problem with delivery – all you need to do is click on a link or give up your personal information. Avoid phishing scams by ignoring suspicious messages and calls from unknown phone numbers.
What’s important to remember is to be safe and save on Cyber Monday (both you and the organization you represent!) when browsing online. Remember to always shop with trusted sources, and if it seems too good to be true, it probably is! If you have any questions on best practices, we’d love to help. Reach out to us at https://www.rrgraphdesign.com/sales to find out more about our special offer.
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